eCheck Solution
Sending eChecks instantly and electronically has never been easier. With an advanced eChecks platform and end-to-end digital payment solutions, payees can now deposit checks within seconds—no more time-consuming trips to the bank.
Rather than sharing sensitive bank account details, payers only need the recipient’s name, email address, and payment amount. As a result, sending eChecks online is both secure and convenient. Moreover, eChecks eliminate the need for paper, postage, or physical delivery. Since they’re sent via email, businesses save time and reduce costs instantly.
EmailedChecks simplifies online check payments, helping individuals and organizations streamline how they process and receive payments. Therefore, switching to digital payments has never been more accessible or efficient.
Send eChecks Online: Ease of Use
Ever wonder how to deposit an eCheck online? With just a click, users can deposit eChecks electronically using a smartphone bank image capture app. Alternatively, recipients can print and deposit them at a local bank or ATM. To send an eCheck via email, all you need is your recipient’s email address.
The client user interface remains intuitive and user-friendly. EmailedChecks uses Plaid for authentication, a platform integrated with over 15,000 U.S. banks. You simply log into the Plaid dialogue box as you would your bank’s website or app, complete a few required fields, and get set up instantly.
Our system bypasses spam filters, ensuring the check reaches the intended inbox. Consequently, our digital payment solutions help you simplify online check payments and streamline check processing services.
Alternatively, you may choose to receive micro-deposits to verify your account by the next business day. With this seamless integration, our digital payment solutions support secure and efficient check processing, making eCheck transactions smoother than ever.
Additionally, sending hundreds or even thousands of eChecks electronically is both simple and instantaneous. You can monitor real-time payment receipt through our dashboard or API. This gives your business complete visibility and efficiency when handling bulk online check payments.
eChecks Features
Unlike traditional checks, eChecks work with accounts that may not be ACH-enabled, such as Money Market Accounts and accounts at small banks or credit unions. As a result, they offer a more flexible option for a broader range of financial institutions.
Need to send multiple eChecks electronically—or just one instantly? Simply upload a CSV file with the recipient’s name, email address, and payment amount, then click send. Alternatively, automate the process through our API to deliver eChecks via email with ease. This approach streamlines your workflow and saves valuable time.
No physical address is required. All you need is an email address to send eChecks online securely and efficiently.
Recipients receive their eChecks instantly via email. They can deposit them online, print them for in-person deposit, or convert them into a direct deposit. Best of all, recipients don’t need to register, sign up, or download any app to receive their payment.
For even greater efficiency, use the API to fully automate your digital payment solution. This ensures your eChecks process seamlessly through secure and reliable check processing services.
eChecks Positive Pay Protection
Positive Pay helps prevent check fraud by coordinating directly with the client’s issuing bank. The client submits a file containing issued check information- such as check number, issue date, and amount.
When an electronic check is sent, the bank compares that data with the client’s file. If discrepancies exist, the bank flags the eCheck as an exception and holds it for review.
This verification step prevents altered eChecks from being cashed using stolen or manipulated account information. It also protects against tampering by payees, such as altering the amount or other critical details.
Whether you're sending 10 or 100,000 eChecks, your business benefits from the straightforward, secure process EmailedChecks offers. Our check processing services enhance both accuracy and security, making your online check payments more reliable.
EmailedChecks supports both automated and manual Positive Pay file uploads. Clients can provide their bank’s required format, and our system will either upload files directly or generate them for manual upload.
This level of flexibility ensures seamless integration into your financial workflows, delivering efficient operations backed by secure digital payment solutions.
Secure Encrypted Administration System for Electronic Checks
Secure Encrypted Administration System for Electronic Checks Our administration system and/or API allows you to securely upload and process both bulk and single eChecks. You can also access detailed reports, set user permissions, and manage all transactions instantly—whether you're using a mobile device, desktop, or tablet.
From invoice processing and approval to scheduling payments and running reports, the dashboard simplifies managing thousands of transactions. Best of all, electronic checks are sent using your preferred payment method without logging into any additional portals. This significantly streamlines your check processing services.
To enhance security, you can upload CSV files through our Secure EV-SSL 128-bit encrypted file upload system manually through the admin interface or automatically via our modern API.
Backed by rigorous SOC audit verification, our robust security protocols protect your financial information. With our solutions, businesses of all sizes can rely on efficient, secure, and scalable transaction processing.
Digital Check White-Label System
EmailedChecks can customize and white-label the entire digital check customer experience, including:
Tracking
Have full visibility on the following information in the form of timestamps:
As well as location information on the area the digital echeck was accessed from.
Platform Integration, Payment Innovation
Over 92% of businesses still prefer to pay vendors and suppliers by check even though over 70% experience check fraud. Consequently, secure digital alternatives have become more crucial than ever.
Fortunately, Checkissuing’s online eChecks services complemented by ACH Direct Deposits via ACH Transfers allow your customers to go fully paperless. This means you combine the familiarity of business checks with the speed, security, and convenience of modern digital payments. Additionally, it eliminates postage costs and reduces manual processes.
As a result, businesses can confidently manage check payments while reducing fraud risk, all within one seamless platform supported by our secure check processing services.
Industries That Can Be Benefit From Using Digital Checks
Below are some of the industries that can benefit from digital echeck solution:
Education
Real Estate
Retail
Finance
Government Agencies
Healthcare Providers
Next-Generation Digital Payment Technology
We offer the perfect online check payments solution for enterprise businesses that execute a large number of eChecks each month:
Frequently Asked Questions
A digital check is sent electronically, which can be cashed the same way as standard checks, without the costs of USPS First-Class postage. Also known as an electronic check or echeck, digital checks are commonly used for bill payments, online purchases, and other electronic transactions. Using digital checks is also considered a secure and convenient way to transfer money from one bank account to another.
One of the primary benefits of using a digital check is it can be sent instantly without the costs of USPS First-Class postage. Using digital checks is also secure, convenient, cost-effective, and accessible. In essence, using digital checks can simplify the payment process significantly.
A digital check can be sent online over email to the recipient, who can cash it in an ATM with a bank teller or by using the bank’s image capture software on their smartphone. You just need to provide the payee’s name, email, and dollar amount for payment transactions.
The time needed to deposit a digital check can vary depending on the recipient’s bank and policies. Typically, it can take a business day or two for the digital check to clear and for the fund to be successfully transferred to the recipient’s account.
Digital Checks are similar to paper checks; only they can be sent to the recipient instantly. Digital checks are also more secure since they cannot be stolen or lost in transit. Plus, they are cheaper to process since there’s no physical cost for printing and mailing the check.
Digital checks are secured through authorization, authentication, and encryption. Typically, digital checks are stored in an encrypted and protected database to avoid modification or unauthorized access.
Digital Check Solution is a secure, instant way to pay your recipient at a low cost compared to paper checks. With digital check service, sending digital checks has never been easier!
Contact Us Today
Contact us today to get a demo and find out how we can help with your printing and mailing needs!
